We were referred to Bob, by our contractor. Grateful we met. We were in need of refinancing our existing mortgage and get cash out, for our remodel. Start to finish was literally, a few weeks! Bob is incredible and saved us a ton of money and time.

April Dawn Peterson

Salt Lake City, UT

Bob will provide the most details for you to make an informed mortgage decision. His experience and ability to explain the details clearly stands out. I am 100 % sure I saved money by choosing White Pine Funding compared to going elsewhere, and I feel confident and informed. He was my secret weapon in my entire home buying process.

Jared Snow

Salt Lake City, UT

We have had the pleasure of working with Bob on two separate occasions. Often with a world as complex and unsettling as Mortgages can be, to people who deal with the concept once in their lifetime, Bob earned our trust and respect. The patience and kindness he showed my wife an I were hardly deserved but graciously delivered. I would have the confidence to refer any family member or friend to Bob, knowing full well they will receive the best treatment from an honest person.

Eric Bond

Salt Lake City, UT

I was connected with Bob through a friend of a friend. As a first time home owner I had plenty of questions and was speaking with a bunch of lenders to make sure I made the right decision.

The difference with Bob and White Pine was in the details. Bob educated me on rates, lending, processes, terms, etc. He never pressured me to choose him or sign a NDA. Working with Bob was the best part of the buying experience and next time I'm looking to purchase I'll work with him again. Highly highly highly recommend.

Jeremy Sell

Salt Lake City, UT

Worked with Bob on refinancing our home. His knowledge with the entire process is incredible and helpful. So happy with all the help he has given us. Would recommend him to anyone.

Logan Ewell

Salt Lake City, UT

I've used White Pine Funding two times for my mortgage. Bob follows up quickly and does what he says he will do. Great experience!

Blake Quinton

Salt Lake City, UT

Bob is simply fantastic when it comes to mortgage loans! He worked so hard on our behalf and we are in a much better place with our mortgage now. Due to past experiences, I had very low expectations when I reached out to White Pine. Bob was so kind, understanding, and beyond patient with me! He does amazing work!

I highly recommend White Pine!

Amanda DeWolf

Salt Lake City, UT

Bob Ross has been an invaluable part of our financial team for many years, creating several home financing packages for us. In the complicated process of real estate transactions, he was professional, patient and fun to work with. Seeing what he, as a mortgage broker, has to go through, we were impressed! We highly recommend his services and will use him again in the future.

Gary and Paulette

Birdsall Bountiful, UT

Bob is an excellent loan officer and construction lender, His expertise helped us grow our construction company.

Jay Erwin

President at Green Ridge Builders

Thank you so much for all your help with this mortgage. It was great having someone educate us on the process and not just ask us for our Information. I'll keep you in mind if I have any friends that are looking to buy. Thanks again!

Chris and Crystal

Salt Lake City, UT

Bob demonstrated to me deep knowledge of a variety of financial transactions and excellent customer care. I highly recommend using his services.

Robert Kidd

Technology Sales Leader

Robert is very knowledgeable and thorough. He is willing to take the time to find solutions that are difficult to find elsewhere, and he is also willing to take the time to explain everything clearly to you and/or your clients. His service is personal and individualized. He is in the business of quality over quantity, and I highly recommend him.

Angela Nichols

Realtor at Keller Williams

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